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Privacy Policy

Your privacy matters to us. Learn exactly how we handle your data across all JTM Services apps.

📅 Last Updated: January 1, 2025
Table of Contents
  1. Overview
  2. Apps Covered
  3. Information We Collect
  4. Information We Do NOT Collect
  5. How Your Data Is Stored
  6. Third-Party Services
  7. Children's Privacy
  8. Your Rights
  9. Changes to This Policy
  10. Contact Us

1. Overview

JTM Services LLC ("we," "us," or "our") develops and publishes mobile applications including Busy Landlord, Finance Buddy, and Loan Buddy. This Privacy Policy explains how we collect, use, and protect information across these applications.

We are committed to a privacy-first approach. Our apps are designed so that your sensitive financial and property data remains entirely under your control.

2. Apps Covered by This Policy

This policy applies to all current and future applications developed by JTM Services LLC, including:

  • Busy Landlord — property and tenant management
  • Finance Buddy — personal budgeting and expense tracking
  • Loan Buddy — personal loan tracking and payoff planning

3. Information We Collect

Account Information: When you create an account, we collect your email address and a display name. If you sign in with Apple or Google, we receive only the basic profile information those services provide.

Anonymized Usage & Diagnostics: We may collect anonymized, non-identifying information about how the app is used — such as which features are tapped, crash reports, and session lengths. This data cannot be tied back to you personally and is used solely to improve app stability and performance.

Support Communications: If you contact us via email, we retain the content of that communication to resolve your issue and improve our support.

4. Information We Do NOT Collect

Our apps are built with a privacy-first philosophy. We do not collect:

  • Your financial account numbers, bank credentials, or credit card details
  • Specific loan balances, transaction amounts, or budget figures you enter
  • Property addresses, tenant names, or rental records
  • Government ID numbers, Social Security numbers, or tax identification numbers
  • Precise location data

The sensitive data you enter into our apps is stored locally on your device and, if you enable cloud backup, encrypted in your personal iCloud or Google account — not on our servers.

5. How Your Data Is Stored

Local Storage: By default, all financial and property data is stored on your device only. Uninstalling the app will remove this data.

Cloud Backup (Optional): If you enable backup in the app settings, data is encrypted end-to-end and stored in your personal iCloud (iOS) or Google Drive (Android) account. We do not have access to this data.

Account Data: Your email address and account preferences are stored on our secure servers and protected with industry-standard encryption.

6. Third-Party Services

We do not sell, rent, or trade your personal data to third parties. We may use the following limited third-party services:

  • Apple App Store / Google Play — for app distribution and in-app purchase processing. Purchases are governed by Apple's and Google's own privacy policies.
  • Crash Reporting (anonymized) — to detect and fix technical issues. No personally identifiable information is included in crash reports.

We do not use advertising networks, behavioral tracking services, or data brokers in any of our applications.

7. Children's Privacy

Our applications are not directed to children under the age of 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us and we will promptly delete it.

8. Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Correct inaccurate account information
  • Delete your account and all associated data — see our Account Deletion Guide
  • Export your data in a portable format (CSV) via the app's export feature
  • Opt out of anonymized analytics by going to Settings → Privacy → Analytics in any of our apps

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we make significant changes, we will notify you via an in-app notification and update the "Last Updated" date at the top of this page. Continued use of our apps following a policy update constitutes your acceptance of the revised policy.

10. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or your personal data, please contact us:

  • Email: busylandlordapp@gmail.com
  • Mailing Address: 2701 Fairground Road, Montgomery, AL 36107

We will respond to all privacy-related inquiries within 30 days.

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